Banking and Loan Finance

The economic climate has heightened both the risks and rewards involved in banking and loan finance transactions. Finding the optimal deal structure and terms has never been so important.

Banking and Loan Finance

The economic climate has heightened both the risks and rewards involved in banking and loan finance transactions. Finding the optimal deal structure and terms has never been so important.

Our services
Testimonials
Contacts
Our experience
Recognitions
Insights

Whether you are considering a new financing, refinancing options, or a restructuring, our global banking and loan finance group functions as an integrated team to anticipate your needs and those of your financing. We advise on innovative lending transactions, bank products, credit products, deal structures, and on all types of secured transactions to meet your goals. And we ensure that all banking matters we work on benefit from our deep industry sector knowledge and experience.

Our clients range from blue chip corporates and private equity sponsors to lending institutions that include banks, insurance companies, private credit funds, and other financial institutions. Our core banking and loan finance practice areas include leveraged and acquisition finance, fund finance, real estate finance, asset finance, syndicated lending, Islamic finance, and trade and export finance.

Asset Finance

Fund Finance

Real Estate Finance

Trade and Export Finance

Private Credit

Leveraged and Acquisition Finance

Restructuring and Special Situations

We represent operators, lessors, lessees, banks, funds, manufacturers, export credit agencies, and governments on complex, multiparty transactions across a full range of asset sectors including aviation, rail, shipping, and plant and equipment.

Asset Finance

We advise across all facility and fund types, including subscription, Net Asset Value (NAV), pre-fund close bridges, end-of-life financing, co-investment, and management company financings for direct lending, special situations, private equity, secondaries, infrastructure funds and more.

Fund Finance

We advise on a range of complex and high-profile real estate finance transactions, including investment, development, structured real estate financings, loan-on-loan, debt portfolio acquisitions, Sharia-compliant structures, and financings and refinancings of existing facilities.

Real Estate Finance

Our exceptional team advises both lenders and borrowers on complex cross-border structured trade and commodity financings covering all major asset classes, including oil and gas, metals and agri-commodities. We cover the full range of major structured product types, including pre-export finance, limited recourse prepayment structures and borrowing base financings.

Trade and Export Finance

We have extensive experience advising private credit funds on all stages of the direct lending lifecycle. With a constant volume of significant transactions, we can advise on current market terms and the latest developments in loan and security documentation across multiple jurisdictions and asset classes.

Direct Lending

Our specialist leveraged and acquisition finance team has extensive experience advising lenders (including private credit funds and banks), and borrowers on the full range of leveraged transactions, including take-privates, bids, leveraged recapitalizations, and leveraged buyouts.

Leveraged and Acquisition Finance

Our extensive experience ranges from supporting businesses in the early phases of liability management programs, upsizings, and refinancings. Many situations can be remedied if caught early. We also have the capability to support more material adjustments to capital structures and operational issues, using in or out-of-court processes where appropriate.

Restructuring and Special Situations

Hear from our clients and industry leaders

Hogan Lovells pre-empted complex issues ahead of time, providing thoughtful and balanced solutions to hurdles as they emerged.

Chambers Europe 2025, Banking & Finance: Europe-wide

Hogan Lovells' advice is pragmatic and reliable. The team have sound legal knowledge and they handle demanding projects well.

Chambers Europe 2025, Banking & Finance: Europe-wide

The team have a firm grasp on the interplay between legal issues and risk issues. They are always able to provide balanced advice and add value to discussions of a commercial nature.

Chambers Asia-Pacific 2025, Banking & Finance: Asia-Pacific Region

Key contacts

Paul Mullen

Partner

Paul Mullen

Partner

London

Frederick S. Cristman

Partner

Frederick S. Cristman

Partner

Washington, D.C.

Alexander Premont

Partner

Alexander Premont

Partner

Paris, London

Penny Angell

Office Managing Partner - UK

Penny Angell

Office Managing Partner - UK

London

Owen Chan

Office Managing Partner

Owen Chan

Office Managing Partner

Hong Kong

Representative experience

FMO and TDB as joint mandated lead arrangers on a syndicated US$394m sustainability-linked loan to ETC Group (ETG).

Michael Arougheti, co-founder and chief executive officer of Ares Management, and Mitchell Goldstein and Michael Smith, co- heads of the Ares Management Credit Group (together joint owners of Charm City Sports Partners LLC) on the acquisition financing for the US$1.725bn transaction purchasing the Major League Baseball franchise the Baltimore Orioles.

Ares Management funds on the financing of Inflexion Private Equity’s strategic minority investment in Baker Tilly Netherlands, a leading accountancy and advisory firm.

NW Groupe's lenders on a €430m recourse bank financing to build and operate new electricity storage systems in France and Finland.

Private equity firm Triton and its portfolio company Hanab on their €605m Term Loan B (TLB) refinancing.

International Finance Corporation (IFC), British International Investment PLC, and Silk Road Fund Co. Ltd., on a US$400m club financing to Pakistan Telecommunication Company Limited to fund its acquisition of Telenor Pakistan Private Ltd., and a subsequent merger with Pak Telecom Mobile Limited.

Baowu Recourses in relation to the financing aspects relating to their investment in the Simandou mining and infrastructure project in the Republic of Guinea, which reportedly stands as the largest mining and infrastructure project in Africa.

KSL Capital on the borrowing from Cheyne Capital to finance KSL’s acquisition of a majority stake in Italy-based Sereno Hotels. We later advised KSL on the subsequent financing for an affiliated company within the Sereno Hotels group.

Mediobanca S.p.A. and Natixis S.A. on the financing package supporting Energy Infrastructure Partners (EIP)’s equity investment in Italian energy company ENI Plenitude. The transaction is recognized as the largest renewables deal in Italy to date in 2023 and 2024.

APOC Aviation on a significant multi-faceted financing facility with Deutsche Bank AG via its transportation structured finance group.

Hapag-Lloyd on 3 green ship financings to finance the acquisition of a new fleet of container vessel in aggregate volume of over US$1.5bn.

AMH (a publicly traded real estate investment trust (REIT) and leading large-scale integrated owner, operator and developer of single-family rental homes) in connection with its US$1.25bn sustainability-linked revolving credit facility.

The European Commission on its multi-year, multi-deal, European Fund for Sustainable Development (EFSD) and EFSD+ guarantee programs involving developing and negotiating master guarantee issuance facilities granted to national and multilateral development financial institutions to support lending and investment in the whole of the developing world; this includes sub-Saharan Africa, Asia Pacific, Latin America and the Caribbean, and Europe’s southern and eastern regions.

Banking and Loan Finance